Advance care planning: Helping you prepare for the future
Over the last two decades, the number of people aged 90 or over in the UK has more than doubled, according to figures from the ONS. While it’s encouraging that life expectancy continues to rise, longer lives often bring the challenge of planning for future care needs. Unfortunately, the cost and complexity of arranging this care often comes as a surprise to families. At Attwaters, we understand that planning for later life can feel daunting, but our specialist team is here to guide you through every step.
Why advance care planning matters
Advance care planning is not just about preparing for the possibility that you or your loved ones may need care in the future; it’s about ensuring that your wishes are respected, your dignity is preserved, and your family has clarity and peace of mind.
Without proper planning, families could face:
- Confusion around eligibility for care funding
- Difficulties navigating local authority assessments
- Unexpected care home costs or contract issues
- Delays or denials in support from NHS Continuing Healthcare.
Having a clear, well-considered plan in place could save your family from making rushed decisions at an already difficult time.
Understanding the support available
To help cover the cost of long-term care, you may be eligible for local authority contributions, NHS Continuing Healthcare or care-specific annuities. However, applying for and securing this support can be a complex process. Lengthy forms, strict eligibility criteria and multiple assessments often discourage people from claiming what they are entitled to. Errors or delays can also result in funding being denied, so it’s vital to seek professional advice when making applications.
How we can help
Our specialists have extensive knowledge of care funding rules and legislation. We provide clear guidance, helping you make informed decisions and secure the right care arrangements.
Our support includes:
- Establishing eligibility for care funding
- Guiding you through financial assessments and applications
- Reviewing care contracts and third-party top-ups
- Advising on deprivation of capital rules
- Assisting with NHS Continuing Healthcare claims and appeals.
Where appropriate, we can also work alongside a regulated financial adviser to take a holistic approach to your later life planning, ensuring both your legal and financial needs are fully considered.
Speak to our team
The best time to start planning for long-term care is before it becomes necessary. At Attwaters, we have specialists in later-life planning, who can support older clients and those in vulnerable circumstances.
By working with us, you’ll have a trusted legal advisor who can advocate for your rights, explain your options clearly and ensure you’re not missing out on the support you’re entitled to.
For an initial discussion about how we can help, please get in touch with us on enquiries@attwaters.co.uk or 0330 221 8855.
